Financial services

Retirement planning

Owning your own business is a challenging and exciting experience, but it can leave little time for reflection and contemplation. You may not be thinking about the day when you’ll eventually retire, but planning ahead and preparing for the future now could save you money and stress later.

A combination of your state pension, workplace pension and personal pension pots will allow you to enjoy your retirement and later life, whilst maintaining your chosen lifestyle.

Our experienced advisors will go through your retirement options and offer tailored retirement advice to suit your personal circumstances. We’ll review your retirement plan with you regularly, ensuring that our advice is always relevant, and allowing us to navigate any changes and keep your finances on track for your eventual retirement.

Early retirement planning

Whether you’re aiming to retire early or not, the time to start planning for your eventual retirement is now. The earlier you start saving into a pension, the more money you’ll have when the time comes, and the more likely it is you’ll be able to maintain the lifestyle you’re accustomed to.

Automatic enrolment into workplace pensions has helped millions of workers to start saving for retirement, but it may be necessary to open a personal pension to reach your retirement saving goals. Our advisors will recommend the best pension options available to you, whatever your dream retirement age may be.

Self employed retirement plans

When you work for yourself it can be difficult to find the time and funds to start saving, whether it’s for a rainy day or your own retirement. But preparation is key if you want to be financially secure in later life. With good retirement planning and a strong pension saving strategy, you can prepare for the future while enjoying the present, alongside your other personal and financial goals. Buying a home and raising a family doesn’t need to delay your pension plans.

Our specialist advisors will help you decide on an ideal retirement income, and work with you to identify areas where you can save money, offering retirement tax planning, pension advice, inheritance tax planning and financial planning advice to help you achieve your ambitions.

Financial planning for retirement

If you’ve ever had a workplace pension in a previous job, you could have several pension pots in different places, some you may even have forgotten about. Our Financial Planner will uncover all of your pension savings and help you bring them together into one place so as to maximise the benefits and tax efficiency of your pension fund.

Retirement tax planning

Have you considered the inheritance tax implications of your pension savings and estate? Our experienced tax advisors will help you organise your financial affairs and minimise your tax liability, allowing you to save as much money as possible for your future retirement.

Get a helping hand for your business.